Convenient online loan services

No collateral needed, with flexible disbursement options. Annual interest rates capped at 30%.
We offer professional and dependable financial solutions designed for your needs.

Loan Products

Personal Loan

Ideal for personal consumption, education, medical expenses, with simple procedures and quick approval.

Small Business Loan

Supporting small businesses with working capital and equipment purchase financing to fuel growth.

Car Loan

Specialized loans for new and used cars, low down payment, easy process, and flexible repayment terms.

Home Loan

Various housing loan options including purchase, renovation, and mortgage, with competitive rates and flexible terms.

Our Advantages

Fast Processing

Once your information is reviewed and approved, processing can be completed within 24 hours to assist with your immediate needs.

Online Application

The entire application process is conducted online — no need to visit any physical location. You can complete everything from the comfort of your home.

Flexible Amount Options

Choose an amount between PHP 1,000 and PHP 50,000, based on your preferences and current situation.

Application Process

About Us

PERA SAYO LENDING INC.

PERA SAYO LENDING INC. is a legally registered non-bank financial institution in the Philippines, dedicated to providing accessible and responsible lending services to Filipino borrowers. We aim to bridge financial gaps by offering fast, secure, and transparent loan solutions tailored to the everyday needs of our clients.

Guided by professionalism, integrity, and compliance with local regulations, we empower individuals with fair credit opportunities while upholding the highest standards of data privacy and customer service.

Contact Us

Company Name: PERA SAYO LENDING INC.
COMPANY REGISTRATION NO.CS201821932
CERTIFICATE OF AUTHORITY NO.2790
Email: christophersudaria@perasayo.com Phone: 09304107156
Address:GPVI BLDG. 53 BAYANI ROAD WESTERN BICUTAN, TAGUIG CITY FOURTH DISTRICT, PHILIPPINES